The Mortgage
Bankers Association of America is the preeminent association
representing the real estate finance industry. Their consumer
information site contains several tools and guides to aid in
purchasing or refinancing a home.
The Federal Reserve
Board maintains a web page with consumer information, including a
section on home mortgages. The section covers topics such as
finding the best mortgage and understanding ARMs.
Freddie Mac is a
publicly held corporation chartered by Congress to increase the
supply of funds that mortgage lenders, such as commercial banks,
mortgage bankers, savings institutions and credit unions, can
make available to homebuyers and multifamily investors. This
Freddie Mac site offers a step-by-step tutorial on the home
buying decision process and the mortgage application
process.
What happens after
you complete the purchase process? This U.S. Postal Service site
provides all kinds of tools and tips to help make the moving
process easier.
Home price appreciation will undergo a "modest" decline next year in California, and home sales will fall a projected 7%, according to the California Association of Realtors. In its 2007 California Housing Market Forecast released at the California Realto
The Income Verification Express Service (IVES) provides two-business day processing and delivery of return transcripts. The new service replaces the existing process that required manual pick-up and delivery of transcripts from the eight IRS Return and In
TRAK Environmental Group, Inc. is a unique environmental engineering, research and investigation firm that specializes in evaluating and correcting potential environmental liabilities associated with the acquisition, operation, divestiture, or transfer of
Changing How Payments are Processed – What You Need to Know -As part of the Personal Responsibility and Work Opportunity Reconciliation Act of 1996 known as Welfare Reform, the Federal government required that each state create a centralized location to
This is the official site of the Federal Reserve. The site contains all Board regulations plus related statutes, interpretations, policy statements, rulings, and staff opinions. Available as a four-volume loose-leaf set or on CD-ROM. For those with specia
To determine the yield on comparable Treasury securities for the APR test, lenders may use the yield on actively traded issues adjusted to constant maturities published in the Federal Reserve Board’s “Selected Interest Rates” (statistical release H-
GIS-NET was developed to provide the public with geographic information regarding land use planning and zoning for the unincorporated areas of Los Angeles County. It was developed by the Los Angeles County Department of Regional Planning (DRP) in coordina
The Assessor has developed the Property Assessment Information System (PAIS) to enhance Internet services to the public. Currently you may research assessment information for individual parcels, print Assessor maps, and search for sales within the past tw
Read the most recent study from Dr. Christopher Cagan that examines more than 100 metropolitan areas between 1988 and 2005 by analyzing the median sales-price index for existing single-family homes.
The Code of Federal Regulations (CFR) is the codification of the general and permanent rules published in the Federal Register by the executive departments and agencies of the Federal Government.
Commonly known as the Beige Book, this report is published eight times per year. Each Federal Reserve Bank gathers anecdotal information on current economic conditions in its District through reports from Bank and Branch directors and interviews with key
Welcome to FRED® (Federal Reserve Economic Data) , a database of over 3000 U.S. economic time series. With FRED® you can download data in Microsoft Excel and text formats and view charts of data series.
CheckFree (NASDAQ: CKFR) is a provider of financial electronic commerce services and products. From powering electronic billing and payment, to automating financial transactions, to streamlining regulatory reporting tasks, CheckFree's broad range of solut
555-1212.com is the Information Authority. Our accurate name, address and phone number information has helped businesses of all sizes build lead lists, grow revenues, and reduce the cost of bad data. Find out what we can do for you!
Financial Asset Services, Inc., is a national asset management company specializing in providing first class asset management, property disposition and valuation services to mortgage companies and financial institutions.
LSI is the largest centralized valuation and settlement services provider in the country. Ongoing interaction with clients and other industry stakeholders keeps LSI at the forefront of the key, strategic issues affecting our clients and industry.
The Office of the Comptroller of the Currency (OCC) charters, regulates, and supervises all national banks. It also supervises the federal branches and agencies of foreign banks. Headquartered in Washington, D.C., the OCC has four district offices plus an
The Windows-based version of the Annual Percentage Rate program (APRWIN v 6.0) is an efficient tool for verifying annual percentage rates and reimbursement adjustments. This version includes relevant finance charge and APR tolerances for verifying the acc
Commercial paper consists of short-term, promissary notes issued primarily by corporations. Maturities range up to 270 days but average about 30 days. Many companies use commercial paper to raise cash needed for current transactions, and many find it to b
The most recently available Fannie Mae LIBOR (London Interbank Offered Rate) rates are determined from information that is available to Fannie Mae as of 11:00 AM (London Time) on the second to last business day of each month. These index values are then p
The American Bankruptcy Institute is the largest multi-disciplinary, non-partisan organization dedicated to research and education on matters related to insolvency.
The Fidelity Team provides comprehensive Posting and Publishing Services to the real estate foreclosure industry. An innovative leader in the Trustee Sales Service support industry, Fidelity National Agency Sales and Posting processes more than $2 billion
The Department of Financial Institutions is responsible for administering state laws regulating state-licensed financial institutions: banks, credit unions, industrial banks, savings associations, trust companies, offices of foreign banks, issuers of trav
Find an Institution allows you to locate FDIC-insured institutions by entering one or more of the criteria below. Select the highlighted (hypertext) items below to obtain definitions and instructions.
Missing Loan-Term Calculator The 4 loan terms are Principal, Interest Rate, Number of Payments Remaining and Monthly Payment. If you leave one of these terms empty (missing), this calculator will compute this 4th missing term. For instance, if you would
Freddie Mac makes housing more accessible and affordable for millions of families across America. How? We link homeowners and renters to the world’s capital markets. It is a unique mortgage credit system that makes homeownership a reality for more of Am
eFannieMae.com is Fannie Mae's business-to-business Web site for our customers and partners in the mortgage industry. This site contains information and tools to help our customers transact business with Fannie Mae.
Consumers Union, publisher of Consumer Reports, is an independent, nonprofit testing and information organization serving only consumers. We are a comprehensive source for unbiased advice about products and services, personal finance, health and nutrition
ACORN, the Association of Community Organizations for Reform Now, is the nation's largest community organization of low- and moderate-income families, working together for social justice and stronger communities.
One of the nation’s premier legal services organizations since 1974. Bet Tzedek provides free assistance to more than 10,000 people of every racial and religious background in the Los Angeles area.
As LA's frontline law firm for low-income people, we promote access to justice, strengthen communities, combat discrimination, and effect systemic change through representation, advocacy, and community education.
The California Association of Real Estate Brokers, Inc., (CAREB), is the largest and oldest state chapter of the National Association of Real Estate Brokers, Inc. (NAREB), and the largest and oldest minority real estate trade association in America. NAR
The purpose of the CALIFORNIA ASSOCIATION OF REALTORS® is to serve its membership in developing and promoting programs and services that will enhance the members' freedom and ability to conduct their individual businesses successfully with integrity and
iComply® provides mortgage professionals comprehensive analysis and text of the laws and regulations impacting the residential mortgage banking industry, along with necessary disclosures. iComply®, authored and published by a team of dedicated mortgage
A California Finance Lender is subject to Commissioner of Corporations Regulations which are contained in Sub-chapter 6,Chapter 3, Title 10 of the California Code of Regulations.
The Califonia Mortgage Association is one of the statewide associations representing lenders and mortgage brokers. CMA focuses on the private money and non prime segment of the industry.
Welcome to the Infovault! Here at BOL, we've taken much of our content and organized it for you by topic. There are literally thousands of articles, Q&As, and short notes that cover almost any banking topic and more being added every week!
Alphabet Soup brings you all the Federal Reserve banking regulations in the most user-friendly form available on the Net. Each Reg has its own table of contents page, to show you what's in each section. Then, each section of each reg is laid out on a sepa
Interactive PDFs allow you to complete certain editable areas within the documents on your computer. Then, you can print your completed document -- including the text that you entered -- immediately after finishing it. You will need, at a minimum, the Ado
Frequently asked questions and answers are provided to address common HMDA related questions. The regulatory and interpretive FAQs will address questions relating to the interpretation of Regulation C.
Search the largest online database of commercial real estate For Sale and For Lease. Search for Land, Office, Retail, Industrial, Apartments, Hotels and other types of property.
